Disability

Disability insurance provides financial protection if you’re unable to work due to illness or injury. It replaces a portion of your income, helping you manage everyday expenses and maintain stability while you recover. Long Term Disability (LTD) offers extended support for more serious or long-lasting health issues. This coverage offers peace of mind, ensuring you’ll still receive a steady income if the unexpected happens.

Plan Documents
Plan Contacts
Long Term Disability (LTD)
  • You are eligible to receive LTD benefits after 90 days of disability
  • Replaces up to 66 ⅔% of your eligible income, up to a maximum of
    $12,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.
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